Banking in the Netherlands

Having a Dutch Bank Account will save you a lot of headaches down the line. You need one to get DUO, to apply for government benefits, you get paid quicker and making payments via ideal

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What To Look Out For

  • Student Account: There are many different types of accounts, make sure to look out for a student account, these are usually free and have good interest rates.
  • Price: Make sure to keep an eye out for prices, some bank accounts are free whilst other require other a monthly or yearly fee.
  • Language: Pay Attention to which language the bank communicates in, some banks do not have any of their services in English whilst others do.

ABN AMRO

ABN AMRO's Student Package is a free banking solution for students aged 16 to 30 enrolled in full-time MBO, HBO, or university programs. It includes a current account, debit card, and access to online banking via the ABN AMRO app. Students can open an account within minutes using the app, even without a BSN number, by verifying their identity with a Dutch ID or international passport.  The package also offers optional services like a free savings account and discounted insurance policies tailored for students. Upon graduation, it's recommended to convert the Student Package to a Basic Payment Package to continue seamless banking services.  

bunq

You can open your free Dutch bank account in 5 minutes, without a BSN!
bunq offers students bunq Pro for free (normally €9.99/month) and it is the most complete banking solution for students. As a student, you only have to upload your proof of enrollment in your profile, how easy is that!

You can easily budget your expenses, open shared accounts with your friends, make payments in 22 currencies with no hidden fees, and earn high interest on savings. 

The account includes free credit/debit cards with no credit checks and supports local IBANs for German, Spanish, French, Dutch or Irish bank accounts.